Loss of income

Leadenhall Medica

An insurance policy against total permanent or temporary disability due to accident or disease for doctors and dentists.

Intended for those who work in the world’s most important profession. You take care of our life and health – we make sure you can enjoy yours.

Lloyd's quality

Broad Coverage

High limits

This product is right for you if:

You are a doctor (of any kind) or a dentist.
The bulk of your income comes from a contract or a private medical practice.

What you get:

You will be able to maintain your standard of living even if you lose your income as a consequence of permanent or temporary disability due to an accident or disease.
You will be paid up to several dozen thousand PLN per month for up to 5 years or a lump sum of several million PLN.
If you die in an accident, your family will get up to 10 million PLN.
You will be entitled to large payouts, depending on the degree of your disability, even if you are not totally unable to work.
If you contract HIV or viral hepatitis at work, you will receive up to several hundred thousand PLN.

Many extra payouts will cover the costs of:

  • hospitalization,
  • permanent damage to health,
  • adjustment to life with a disability,
  • treatment,
  • funeral.

How to customize your policy:

Define the scope of cover you need by choosing from the available options; decide whether the policy should cover accidents only or also include diseases.
Adjust the sum insured to your income and property level. For temporary disability, the monthly payouts can be up to 65% of your average monthly income. In the event of death or permanent disability, you will be entitled to a lump sum equal to 10 x your annual income.
Expand the cover to include insurance against HIV and hepatitis infections.
Insure additional accident-related costs, such as the costs of adjustment to life with a disability (up to 200K PLN) or treatment and rehabilitation (up to 10K PLN).

The benefits:

Peace of mind and financial security if you become unable to work.
Unique payouts in the event of total disability:

  • a monthly pension for temporary disability,
  • a high lump-sum payment for permanent disability

A prestigious policy issued by the Lloyd’s Insurance Company and reinsured by Lloyd’s Syndicates, the world’s oldest insurance institution.
Insurance cover for accidents and diseases treated or diagnosed before you take out the policy – if you agree to fill out a medical survey. Or an immediate policy that does not require a medical survey – if you accept the exclusion of pre-existing injuries and diseases.
Financial support if you get infected with HIV or hepatitis in a workplace incident.
An online contract, signed electronically, with no need for personal contact, available in as little as 5 minutes.

Sounds interesting?

Our experts will answer all your questions and help you find an advisor in your area.


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